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Help to Buy

Are you a first time buyer, or someone who's sold their home and looking to buy a new home? Then Help to Buy could be for you!

  • What is Help to Buy

    Help to Buy is a scheme from the government which means they lend you up to 20% of the cost of your newly built home.

    You pay a deposit of 5% or more and arrange a mortgage of 25% or more to make up the rest.


  • Do I have to pay back the loan?

    For the first five years the equity loan is interest free and you pay a £1 monthly management fee by Direct Debit.

    From year six, you continue to pay the £1 monthly management fee, you also start to pay a monthly interest fee of 1.75% of the equity loan and your interest fee will rise each year in April by the Retail Price Index (RPI) plus 1% until you repay your loan.

    You will only need to repay the equity loan in full when you pay off your mortgage or sell your home.

    For more information visit the Help to Buy site.

  • Am i eligible?

    Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price of up to £600,000.

    For more information, visit the help to buy site.

 To view our homes, click here.